Exactly.

Sadly, not enough of us are going through it or learning this fast enough. Someone with enough money/influence is still able to calm the masses with "relax, you don't have any money now, but soon you'll get all the Baby Boomer money."

It's really sad that learning through experience often takes so long, but the people providing the shiny narratives can pump them out so fast.

And I am sorry for you and your mum. I hope things have resolved as satisfactorily as they can for you.