Perverse is exactly the right word for what is going on. And your assessment of the "deep" thinking of the Boomers is spot on as well.

I don't know about Iowa, but I'm in WI and if you want to buy a house in a city here you'd best start making at least six figures, pronto.

Insurance and housing are going to bury us all.

Thank you for reading and I wish you the best of luck--