Thank you for reading, and for commenting. I do wish you the best of luck with your plans. People with a lot of resources probably still will be able to leave something.

Twenty years is very unusual NOW...but that's because the Greatest and Silent Generations, while quite healthy, still probably did not have the more comfortable and higher calorie beginnings that many Boomers had. I believe we are coming into an unprecendented age of people living forever and wanting to live forever, at the same time all costs are going up and there are fewer people willing to help or share the load of care. I do believe families are more spread out than ever, and norms have changed so that I know many millennials who have the attitude of "I don't owe my parents or elderly relatives anything." Twenty years may always be rare. But increasingly I think five to ten will become the norm--and that's going to cost.