You said it all when you said it's not an easy problem. There are so many moving parts, and what you say about Medicaid and Medicare is absolutely true as well.

I'm a townie in a wealthy enclave, so stuff perpetually shocks me with how much it all costs. Actually, when you get right down to it, I'm surprised my mom isn't paying more. Rent in my area for a basic studio or one-bedroom alone is approaching three grand; it's madness.